If you just want a little advice to keep squeaking by, then a financial coach won’t be worth your time or money.
Financial coaching is for people who want to get amazing results in the shortest amount of time possible and experience personal growth in the process.
Financial coaching is not for people with a victim mindset. If nothing is your fault, if you are helpless to change your financial direction, if everything happens “to” you, or your idea of a coach is someone with a magic wand, then a coach isn’t going to be able to do anything for you financially.
The people who get results from coaching take ownership of their situation yet refuse to be crippled by it. They are solutions-oriented, resourceful, and willing to sacrifice immediate wants in favor of long-term gain.
They are also coachable, ready to open their minds to new ways of thinking, and trying a new process that might take some getting used to.
Financial coaching is best suited for people who aspire to be the best versions of themselves they can be, and who want the state of their finances to align with those aspirations, instead of letting debt and disorganization hold them back any longer.